Zakat on Gold Jewelry

Determine if worn gold jewelry is zakatable and how to compute its value.

Use the Zakat Calculator

Gold jewelry can be zakatable depending on your school of thought and usage. Hanafi scholars generally treat all gold as zakatable, while other schools may exempt regularly worn jewelry within customary amounts.

Quick answer

  • Hanafi: all gold jewelry is zakatable.
  • Other schools: regularly worn jewelry may be exempt.
  • When unsure, paying is the safer option.

How to calculate

  1. Weigh each piece and note its karat.
  2. Convert to pure gold weight based on karat (e.g., 18K = 75%).
  3. Multiply pure grams by the current price per gram.
  4. Add all jewelry values and compare to the Nisab.
  5. If above Nisab, pay 2.5% of the total value.

Common mistakes

  • Using 24K prices for 18K or 14K jewelry.
  • Including the value of stones or non-gold parts.
  • Ignoring rarely worn or stored jewelry.
Use the calculator to compute Zakat in your currency.

FAQ

Do I include diamonds and gemstones?

Exclude stones and non-gold parts. Zakat applies to the gold content only.

Is 21K treated like 24K?

No. Calculate based on purity. 21K gold is 87.5% pure.

What if the jewelry was a gift?

Gifts you own are part of your wealth and count toward Zakat.

Related guides

Zakat on Gold Bars and Coins

Calculate Zakat on investment gold using current market value.

Nisab: Gold vs Silver

Understand the difference between gold and silver Nisab thresholds.

How to Calculate Zakat

A simple step-by-step guide for calculating your Zakat.

Zakat on Silver

Learn how to value silver assets and apply the Zakat rate.

More resources: FAQ and About Zakat.