How to Calculate Zakat

A simple step-by-step guide for calculating your Zakat.

Use the Zakat Calculator

Calculating Zakat starts with listing all zakatable assets, checking Nisab, and applying the 2.5% rate to your net total.

Quick answer

  • Add up zakatable assets on your Zakat date.
  • Subtract eligible short-term debts.
  • Pay 2.5% if above the Nisab threshold.

Step-by-step

  1. Choose your Zakat due date.
  2. List cash, gold, silver, investments, and business assets.
  3. Convert all values to one base currency.
  4. Subtract eligible debts due within the year.
  5. Compare to Nisab and apply 2.5%.

Common mistakes

  • Mixing lunar and solar year dates.
  • Using rough estimates instead of actual balances.
  • Forgetting small assets spread across accounts.
Use the calculator to automate the math.

FAQ

Do I pay Zakat every calendar year?

Zakat is based on a lunar year. Many choose a fixed annual date.

What if my wealth drops below Nisab during the year?

The Zakat cycle restarts if wealth stays below Nisab.

Is Zakat always 2.5%?

For cash, gold, silver, and trade goods it is 2.5%.

Related guides

Nisab: Gold vs Silver

Understand the difference between gold and silver Nisab thresholds.

Zakat on Cash and Savings

Include all cash on hand, savings, and digital balances in Zakat.

Zakat on Gold Jewelry

Determine if worn gold jewelry is zakatable and how to compute its value.

Zakat on Debts and Loans

Learn which debts reduce your net Zakatable wealth.

More resources: FAQ and About Zakat.